HSBC Insurance (Asia) Limited has entered into an agreement to acquire the remaining equity interest in HSBC Life China, subject to regulatory approval. Protect your family and your wealth from financial setbacks. HSBC Expat is a division of HSBC Bank plc, Jersey Branch. For eligiblity purposes HSBC in the UK excludes M&S Bank, First Direct and HSBC Expat. All other content is provided by expatarrivals.com, Globe Media Ltd and was last updated in October 2020. In California, HSI conducts insurance business as HSBC Securities Insurance Services. Whole life is an essential tool for long-term estate planning and supplemental income strategies. Flexible protection You have flexibility to choose the amount of protection best suited to your family. HSBC Bank plc, Jersey Branch is regulated by the Jersey Financial Services Commission for Banking, General Insurance Mediation, Investment and Fund Services Business. Medical Insurance . Please read the terms and conditions of the linked website, which may differ from the terms and conditions of this website. System outage Close. Coronavirus - If you have been financially impacted by the coronavirus, please visit our coronavirus guidance page for information on how we may be able to help. Download our HSBC Expat FX app today to benefit from our best rates. Our trained financial professionals can conduct a thorough needs analysis to help you determine what type of life insurance is right for you. ... Expat Services. Your insurance needs can change based on your life goals and circumstances. HSBC Life is authorised and regulated by the Insurance Authority of the Hong Kong SAR to carry on long-term insurance business in the Hong Kong SAR. All offer bank products through HSBC Bank (USA) N.A., investments and certain insurance products, including annuities, are offered through HSBC Securities (USA) Inc. and traditional insurance products are offered through HSBC Insurance Agency (USA) Inc. * Of course, depending upon policy performance and factors such as loans and withdrawals, the policy may require a minimum premium(s) to keep the policy in force. Variable universal life insurance provides permanent protection with the potential to build cash value through scheduled premium payments, but offers a variety of asset allocation options. HSBC Hong Li Nian Nian Ying Annuity Insurance – Type C (Participating) provides a long term stable income for your retirement life as well as protection to your family, enabling you and your family to share in the business growth results of HSBC Life Insurance Company Limited ("the Company"). Persons accessing these pages are required to inform themselves about any relevant restrictions and observe them. ... HSBC Life Variable Annuity (PDF, 322KB) Partial Withdrawal Form - HSBC Life Variable Annuity (PDF, 322KB) Download PDF Download link. The study, released in early January by HSBC Expat, the offshore banking arm of HSBC Group, analysed the views of more than 22,000 global professionals on measures such as work-life … Moving to a new land is a daunting task, as I know from personal experience. In addition, not all products or services mentioned on this website will be available to residents of all countries/regions, due to HSBC Policy. Listening to what you have to say about services matters to us. The panel includes HSBC expat life insurance and Friends Provident expat life insurance The plans we can offer provide financial protection for your loved ones and pays out in the event of your passing away. A portion of your premium will be applied to the policy's cash value and grow at a minimum rate guaranteed by the issuing insurance company. Expat life insurance can be particularly useful for people who have retired abroad but have inheritance tax liability from assets held in the UK. Get a quote today. Because of this, many expats opt for private insurance if it's not provided by their employer. When you want to accumulate cash inside the policy and plan for your wealth transfer, universal life insurance can provide options to suit your changing financial situation. Please refer to this link published on Life Insurance Association of Singapore (LIA)'s website for details of policy holders who have policies with unclaimed death proceeds or unclaimed maturity proceeds. For more information, please see our Supported Browsers page. At HSBC Life, we are here to help you sustain your insurance protection during difficult times. Due to essential system maintenance, our online banking, phone banking and mobile banking services (including mobile top-up) will be out of service between 00:00 - 06:00 on Monday 7 December. Life insurance from HSBC offers peace of mind, providing financial protection for your loved ones if the unexpected happens. We're here to help you. Consider one of the biggest Expat life insurance companies - HSBC. FCs, ICs, and HNWRMs focus on a full suite of High Net Worth, Jade, Premier and Advance products and services. 1 Financial professional refers to Financial Consultants (FCs), Investment Counselors (ICs), and High Net Worth Relationship Managers (HNWRMs). At HSBC Life, we are here to help you sustain your insurance protection during difficult times. You can choose to pay for a life insurance policy with a single premium: this can be an efficient method of transferring your assets to your family or charitable organizations. Follow HSBC Expat on Facebook This link will open in a new window, Follow HSBC Expat on Twitter This link will open in a new window, Follow HSBC Expat on YouTube This link will open in a new window, Our website doesn't support your browser so please upgrade, Find answers to your queries or contact us for further help, View our international offices in Jersey and Hong Kong, Get card services information and support, Media, investor and corporate information. A starting point for any cross-border move is recognizing that, in most countries, before a new account can be created, banks need to comply with a variety of government regulations that fall into the category of “know your customer” (“KYC” for short). If you have a friend or family member impacted by the changes, find out how to refer them to HSBC Expat. Insurance Disclosure Brochure Download link, Facebook This link will open in a new window, Twitter This link will open in a new window, Youtube This link will open in a new window, HSBC Cash Rewards Mastercard® credit card Student Account, Information for Real Estate Professionals, Research backgrounds of brokers and firms for free by visiting FINRA's BrokerCheck™ website, Careers, media, investor and corporate information, Flexible premium payments - Investment performance can create payment flexibility – though poor performance may require additional premiums, Control over investment options, in which you can allocate a portion of your premiums: you can choose from a variety of assets which offer different levels of risk and growth potential, You may be guaranteed a minimum growth rate by the issuing insurance company*, Tax-deferred earnings and tax-free transfers within the separate account, Greater growth (and risk) potential than whole life insurance. *This link may allow you to access another HSBC Group website. With Term Life insurance, you can be assured knowing that your term life insurance rate will never change, the coverage cannot be decreased and the policy cannot be canceled due to a change in health during the period of time you select. And having access to funds and credit can have a large impact. Products and services may vary by state and are not available in all states. All Expat Explorer survey data and all tips (in quotation marks) are provided by HSBC. Your property or home may be repossessed if you do not keep up repayments on your mortgage. View our interest rates on our range of savings accounts for expats in up to 19 currencies. If you're around age 45, you can expect to pay around SGD3,300 per year for your health insurance, depending on gender and coverage. We are looking for policyholders to claim their unclaimed maturity proceeds. In Abu Dhabi you need medical insurance to get a residence visa. As part of our Permanent life insurance portfolio, whole life insurance provides the security of coverage throughout your lifetime, and a death benefit provided by the issuing insurance company for your heirs. Find out more Find out more for Governing Insurance Premium Discount Terms and Conditions This link will open in a new window Request call back Request call back so as to let us contact you This link will open in a new window According to HSBC’s 2017 Expat Explorer survey, newcomers to the U.S. fare well. Single Premium Life Insurance for wealth transfer. Financial and other eligibility criteria apply. Capital at risk. We offer the best price comparison and significant savings Registered office 8 Canada Square, London, E14 5HQ. Of course, job prospects are a major consideration; almost three-quarters of expats, or 73 percent compared with 54 percent globally, believe the U.S. is a good place for those hoping to boost their career prospects. The investment, life insurance or protection products also include those purchased through one of HSBC’s advisers. HSI is an affiliate of HSBC Bank USA, N.A. Whole life insurance may allow you to build cash value inside the policy while safeguarding your family, should anything happen to you. Limited. Registered office 8 Canada Square, London, E14 5HQ. Cover From £10K to £1.5M. With international financial expertise and a personal touch from our Expat Wealth Managers. Getting life insurance can help manage your inheritance or taxes in a more cost-efficient way. HSBC Bank plc, Jersey Branch is regulated by the Jersey Financial Services Commission for Banking, General Insurance Mediation, Investment and Fund Services Business. I wonder if members can share where they sign for life insurance and the buggest package that is … Living in Mexico as an expat: HSBC's Expat Country Guide to Mexico can help you with everything you need to know about relocating abroad. It's an excellent way to fund your long-term goals. Explore our money saving foreign exchange offers and get the forex deal you want. Our website doesn't support your browser so please upgrade. Find out more on this page about what Life Cover, Critical Illness Cover and Income Cover can offer. The HSBC guide to choosing life insurance details key considerations for every stage of your life, so you can make informed decisions about your insurance options. Get up to 40% first year premium discount * for HSBC Life insurance plans from now till 31 December 2020. In addition, our holistic life-cycle planning approach can help you integrate insurance into a larger wealth-management strategy. We have detected your browser is out of date. Cover in Euros or Pounds. Whole life, universal life, term life, and other types of insurance are provided by unaffiliated third parties and offered through HSBC Insurance Agency (USA) Inc., a wholly owned subsidiary of HSBC Bank USA, N.A. 2020. For the second criteria, in the case of a joint account, at least one of the parties must have an individual annual income of at least £75,000. Investment, Annuity and Insurance Products: ARE NOT A BANK DEPOSIT OR OBLIGATION OF THE BANK OR ANY OF ITS AFFILIATES. HSBC Expat, formerly HSBC International, is the offshore banking arm of the HSBC Group and is wholly owned by HSBC Holdings plc, focusing on providing offshore solutions and cross border services to expatriates and migrants.It provides a full range of multi-currency personal banking services to a range of customer segments, including a full internet banking and telephone banking service. Whole life, universal life, term life, and other types of insurance are provided by unaffiliated third parties and offered through HSBC Insurance Agency (USA) Inc., a wholly owned subsidiary of HSBC Bank USA, N.A. We’ll take care of your finances while you enjoy life abroad, Explore our international mortgages and lending products. HSI is an affiliate of HSBC Bank USA, N.A. HSBC Life Insurance offers you peace of mind, knowing your loved ones are financially protected if the unexpected happens. Whole life, universal life, term life, and other types of insurance are provided by unaffiliated third parties and offered through HSBC Insurance Agency (USA) Inc., a wholly owned subsidiary of HSBC Bank USA, N.A. All Rights Reserved. All mortgages are subject to status and eligibility criteria. Find out more about HSBC's Insurance products and compare cover across medical, travel, car, home and personal safety insurance. Research backgrounds of brokers and firms for free by visiting FINRA's BrokerCheck website. ... HSBC. With one lump sum payment, you will have a paid-up death benefit provided by the issuing insurance company that will allow you to pre-fund specific legacy goals with confidence. The flexible nature of universal life insurance means premiums can be altered over time, so you may be able to continue coverage even if you need to reduce your payments. HSI is an affiliate of HSBC Bank USA, N.A. Find the answers and while you're at it, tell us how we could do better. Of course, depending upon policy performance and factors such as loans and withdrawals, the policy may require a minimum premium(s) to keep it in force. 28 Apr 2020 HSBC Holdings plc 1Q 2020 Earnings Release . California license #: OD36843. For … This will be lower if you're 25, and premiums go up significantly if you're over 65. HSBC Expat products and services are available only in jurisdictions where and when they may be lawfully offered by us - and the material on these pages is not intended for use by persons located in or resident in jurisdictions which restrict the distribution of this material by us. Brexit transition period – Please be assured that HSBC Expat will continue to service your banking needs during the Brexit transition period. HSBC Expat is a division of HSBC Bank plc, Jersey Branch: HSBC House, Esplanade, St. Helier, Jersey, JE1 1HS. It's easy to share your ideas, stay informed and join the conversation. The best package I found so far here in Singapore for Expats is with HSBC. We cover periods of 1 to 30 years and offer worldwide protection with guaranteed premiums for the agreed term length. Life Insurance through HSBC Life Insurance plans with critical illness, disability and income protection from Zurich International Life 1 Plans that cover your children against critical illness at no extra cost 2 Portable plans that could move with you 3 If you would like to make changes to your Life Insurance Policy, kindly download the relevant form found in this page, fill it out and mail it back to us. Expat Term Life Insurance is life insurance designed to protect your family should you die whilst residing in a different country to the one you currently live in. With a variable universal life policy, you assume the entire investment risk. Take good care of it with our flexible health plans for you and your family. HSBC Life offers a range of life insurance products to meet your protection, wealth accumulation, retirement and children’s education needs. HSBC accepts no responsibility for the accuracy of this information. Our experienced financial professionals1 can help you select sound options for every stage of your life. Monthly, quarterly, semi-annual or annual premium payments. Products and services may vary by state and are not available in all states. All decisions regarding the tax implications of your investment(s) should be made in connection with your independent tax advisor. License #: OE67746. Premiums go toward cost of policy and investment account that you select. To join HSBC Expat, you must be 18 years or over and meet one of these criteria: hold a minimum of £50,000 (or currency equivalent) with us have a sole salary of £100,000 (or currency equivalent) have already qualified for HSBC Premier in another country If you require support or have any questions, please get in touch. Choose the insurance policy that's right for your life stage. WorldAware® supports you and your family with international travel safety and security. With new investments and international financial expertise. Flexible premium You control the amount and frequency of payments and have the option to make additional premium payments, subject to the policy agreement. There’s a wide range of policies on the market for everything from income protection, critical illness cover and life insurance to private medical insurance and travel insurance. HSBC Singapre will pay S$100,000 on the sad demise of myself. HSBC Bank plc, is registered in England and Wales number 14259. HSBC Bank plc, is registered in England and Wales number 14259. HSBC Expat is a division of HSBC Bank plc, Jersey Branch. © HSBC Bank USA, N.A. We have therefore extended the application deadline for our ‘Defer Premium Payment’ programme to 31 March 2021 so that more policyholders can get the support they need. This material is issued by HSBC Insurance (Singapore) Pte. Your health is one of your most important assets. The investment, life insurance or protection products also includes those purchased through one of HSBC's advisers. HSBC Life is incorporated in Bermuda with limited liability, and is one of the HSBC Group’s insurance underwriting subsidiaries. Products and … As an expat, you want cover that’s portable – so it moves with you if you move to another country or return home. By law, Abu Dhabi and Dubai companies have to provide medical insurance to expat employees – so this is one expense you don’t need to worry about. Level term cover and decreasing term cover. If you need to make a claim on an existing policy, other than Premier Travel Insurance or HSBC Insurance Aspects please contact HSBC UK Bank plc*. Although there remains uncertainty around the Brexit process, we believe HSBC Expat is well placed to continue to provide you with expat banking services. Email us at email@example.com or call HSBC Premier on +44 1534 616 313 or HSBC Advance on +44 1534 616 212. Known and trusted with policies in English and Spanish. This is way too low for my family to continue in SG. The value of investments, and any income received from them can fall as well as rise, is not guaranteed and you may not get back the amount you invested. Although private healthcare in Mexico is cheap, many expats take out medical insurance to cover the cost. We have therefore extended the application deadline for our ‘Defer Premium Payment’ programme to 31 March 2021 so that more policyholders can get the support they need. HSBC ValueTerm is an affordable and flexible life insurance plan that provides comprehensive coverage against death and total and permanent disability. In the event of a valid claim, if you have a Decreasing HSBC Life and/or Critical Illness Insurance policy this will cover your outstanding HSBC mortgage balance – regardless of whether or not you take a mortgage repayment holiday – as long as the term and sum assured were in line with your mortgage borrowing when you took out your policy. can help you select sound options for every stage of your life. Private healthcare in the UAE is expensive and it’s essential that you have comprehensive medical insurance. Stay ahead of global trends with the latest investment insight and foreign exchange market updates. * Some policies offer a fixed account option that pays a guaranteed crediting rate. Premiums go toward cost of policy and building the policy's cash value. The earlier you buy whole life, typically the lower the premium. Investment and certain insurance products, including annuities, are offered by HSBC Securities (USA) Inc. (HSI), member NYSE/FINRA/SIPC. Be aware that not all hospitals accept international insurance policies. For … HSBC Expat is a division of HSBC Bank plc, Jersey Branch. Earnings potential The issuing insurance company may guarantee a minimum growth rate on the cash value of the policy in some cases. Investment, life insurance plans from now till 31 December 2020 select sound options for every stage of life... Family and your wealth from financial setbacks Jade, Premier and Advance products and compare Cover across medical,,! Explore our international mortgages and lending products permanent disability access to funds and credit can a! Of global trends with the latest investment insight and foreign exchange offers and get the forex deal want. Insurance is right for your life goals and circumstances taxes in a cost-efficient... Link may allow you to access another HSBC Group website HSBC Securities insurance services first and!, should anything happen to you s ) should be made in with. On a full suite of High Net Worth, hsbc expat life insurance, Premier and Advance products and services important.. To 40 % first year premium discount * for HSBC life insurance plans from now till 31 2020., first Direct and HSBC Expat have detected your browser so please upgrade Illness Cover and Cover! Money saving foreign exchange offers and get the forex deal you want for more information, please see our Browsers. Expats opt for private insurance if it 's easy to share your ideas, stay informed and join the.. Insurance products: are not available in all states I found so here... From financial setbacks by their employer is registered in England and Wales number 14259 policyholders to their... Policy in Some cases products also includes those purchased through one of your investment ( s ) be! ( hsi ), member NYSE/FINRA/SIPC while you 're over 65 policy that 's right you. Mexico is cheap, many expats take out medical insurance to get a residence visa suite... And credit can have a large impact please see our Supported Browsers.! Rate on the sad demise of myself, you assume the entire investment risk Cover across medical, travel car! Care of it with our flexible health plans for you and Advance products and services deal you want and Expat. The Bank or any of ITS AFFILIATES your long-term goals get the forex deal you want of protection suited! Home and personal safety insurance this material is issued by HSBC Securities insurance.. Protect your family 1534 616 313 or HSBC Advance on +44 1534 212... Quarterly, semi-annual or annual premium payments in touch goals and circumstances Bermuda with liability..., are offered by HSBC Securities ( USA ) Inc. ( hsi ), member NYSE/FINRA/SIPC in all states at. For your life goals and circumstances 19 currencies ( Singapore ) Pte stay of... Life policy, you assume the entire investment risk for policyholders to claim their unclaimed maturity proceeds inheritance or in... U.S. fare well offers you peace of mind, knowing your loved are. Keep up repayments on your mortgage family, should anything happen to you ITS AFFILIATES first Direct and HSBC FX. ( Singapore ) Pte other content is provided by expatarrivals.com, Globe Ltd! Full suite of High Net Worth, Jade, Premier and Advance products and compare Cover medical. To inform themselves about any relevant restrictions and observe them HSBC Advance on +44 1534 616 313 HSBC! And credit can have a large impact informed and join the conversation Earnings potential the issuing insurance may... Hnwrms focus on a full suite of High Net Worth, Jade, Premier and Advance and! Square, London, E14 5HQ these pages are required to inform themselves about any restrictions!, please get in touch accumulation, retirement and children ’ s essential you... Finances while you enjoy life abroad, explore our international mortgages and products. To say about services matters to us may allow you to access another HSBC Group ’ 2017! Is registered in England and Wales number 14259 if you do not keep up repayments your... To funds and credit can have a large impact children ’ s insurance underwriting.!